Does Divorce Hurt Your Credit Score?
Elie GRFS Elie GRFS

Does Divorce Hurt Your Credit Score?

Divorce isn't just emotional—it can also impact your finances, including your credit score. In this guide, we'll cover how marriage affects finances, the impact of divorce on credit, and key steps to protect and rebuild your credit afterward.

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What Is A Robo Advisor?
Elie GRFS Elie GRFS

What Is A Robo Advisor?

In today's financial landscape, technology plays a crucial role in reshaping how we manage our money. One such innovation is the rise of robo advisors. But what exactly are they, and how do they work? Let's delve into the intricacies of robo advisors to gain a deeper understanding.

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Understanding the Needs of Seniors: Tailoring Life Insurance to Age
Elie GRFS Elie GRFS

Understanding the Needs of Seniors: Tailoring Life Insurance to Age

Understanding seniors ' unique needs is crucial when it comes to life insurance. Seniors often require coverage that aligns with their age and financial situation. Tailoring life insurance to seniors involves considering factors like retirement income, outstanding debts, and family support. By evaluating these aspects, insurance providers can offer tailored solutions that meet the specific needs of seniors.

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What is Tax-Loss Harvesting
Lisa Lishman, CFP Lisa Lishman, CFP

What is Tax-Loss Harvesting

Tax-loss harvesting is a strategy used by investors to minimize their tax liability by strategically selling investments that have experienced a loss.

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Cash vs Accrual Accounting
Lisa Lishman, CFP Lisa Lishman, CFP

Cash vs Accrual Accounting

One of the key decisions a business owner must make is choosing between cash and accrual accounting methods. Understanding the fundamental differences between these two methods is essential for making informed financial decisions.

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How to Get Your House Appraised in Ontario
Elie Nafekh Elie Nafekh

How to Get Your House Appraised in Ontario

When it comes to selling or refinancing your home, getting an appraisal is an essential step in the process. An appraisal provides an unbiased evaluation of your property's value, giving you an accurate estimate of how much your house is worth.

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Is Renewing A Mortgage The Same As Refinancing
Elie Nafekh Elie Nafekh

Is Renewing A Mortgage The Same As Refinancing

Renewing a mortgage and refinancing are two terms often used interchangeably in the world of mortgage financing. However, they refer to distinct processes that homeowners should understand to make informed decisions.

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Tax Credits to Take Advantage of in Canada
Lisa Lishman, CFP Lisa Lishman, CFP

Tax Credits to Take Advantage of in Canada

Tax credits are valuable financial incentives provided by the government to individuals and businesses. In Canada, tax credits are designed to promote certain behaviors and activities that benefit the economy and society as a whole.

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How Many Life Insurance Policies Can You Have?
Elie GRFS Elie GRFS

How Many Life Insurance Policies Can You Have?

There is no set limit to the number of life insurance policies an individual can have. However, insurance providers may have their own limits or guidelines. It is important to check with your insurance provider to understand their policies regarding the number of policies allowed.

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Is Porting a Mortgage the Same as Remortgaging?
Elie Nafekh Elie Nafekh

Is Porting a Mortgage the Same as Remortgaging?

When it comes to managing your mortgage, two common terms you may come across are "porting a mortgage" and "remortgaging." While these terms may seem similar, they actually refer to different processes with distinct benefits and considerations

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Why You Should Try The Smith Maneuver
Zack Platt Zack Platt

Why You Should Try The Smith Maneuver

Homeownership is not only a place to lay down roots but also an opportunity to build wealth. For homeowners looking to maximize their real estate investments, the Smith Maneuver offers an intriguing strategy.

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